Rainbow’s End Ship’s Purse — Support

It keeps the books for a shared charter kitty. You set a budget, collect a share from each person, record every expense, count the envelope, and at the end the app gives each person one figure: what they hand the purse, or what the purse hands them.

No. Only the bookkeeper needs Ship’s Purse. The rest of the crew can read the purse on their own phones with Ship’s Purse Guest, which is free.

On the Purses screen under Sample: a week in the Exumas with seven people, one at half share and one who joined on day four. It is read-only. Copy the sample as a new purse makes a copy you can change or delete.

Tap New purse. Enter the dates and the people, then fill in the worksheet: meals, fuel, moorings, dockage, water and ice, fees, the crew tip and a contingency. You set every rate. The total, divided by the shares, is the opening round per share.

Count only the meals the purse pays for. Breakfasts, lunches and dinners aboard and meals ashore each have their own count and their own rate per person. One meal is one sitting for everyone aboard. Leave out any meal each person pays for themselves. When a dinner moves ashore, take it off the dinners aboard and add it to the meals ashore.

A share is how much of the purse a person is on the hook for. Everyone starts at 1. On the People screen, type the share: 0.5 for a child at half board, 0.57 for four days of seven.

Add them on the People screen when they arrive. They are not on the rounds already asked, so they owe only the rounds from then on, starting with the next top-up.

No. A purse has one currency, chosen when you create it.

Tap Transactions, then Paid in. Tap every name that paid. Each is filled in with what they owe on the rounds; change any amount that differs, pick how the money came in, and add them all at once.

Enter it as an expense paid by that person, then choose how to square up. Reimburse means you hand them cash from the envelope and record it under Transactions > Reimburse. Offset means no cash moves: it counts against their next round, and anything left over comes back at settlement. Both end at the same figure.

Tap Transactions, then Top-up round, and enter the amount per share. Each person is asked for that amount times their share, less any credit they already have.

Tap Budget on the purse. The worksheet opens as you left it. Change the counts or rates and commit. With Refigure share due on, the difference becomes a round for everyone: a top-up if the budget went up, a reduction if it went down.

Tap Strike… under the line in the ledger and give a reason. The line stays, crossed out, and every figure is worked out again as if it was never entered. Then enter it correctly.

On an expense, tap Take a photo or Choose a photo. The photo is kept on your phone with the purse. Receipt › under the ledger line opens it.

The money paid in by Venmo, Zelle, card or anything other than cash, held in your own account for the purse. The envelope is the cash. Together they are what the purse holds.

Tap Count and enter what the envelope holds. The app compares it with what the cash should be and records the difference. It changes no other figure. To explain the difference, enter an expense or a payment on purpose.

Yes. On an expense, tap Rename or add categories…. A category that has entries can be renamed but not removed.

Tap Settle. Whoever paid in less than their share due owes the purse the shortfall. Whoever paid in more, or paid for the boat beyond their share due, is owed the difference. What is left is shared back in proportion to each person’s share due. Each person gets one line. Mark each line received or paid as it happens; when all are marked, the purse holds nothing.

Cents that do not divide evenly go to the bookkeeper’s line, and the Settle screen says so.

Then there is nothing to share back. Each person’s part of the shortfall, in proportion to their share due, is added to what they owe the purse. A top-up round before settling does the same.

Tap Close the purse. It moves to Past purses and becomes read-only. You can reopen it if a late receipt turns up.

Tap Share on the purse and switch sharing on. The app shows an eight-character code. Each person installs the free Ship’s Purse Guest and types the code. They see the ledger, the receipts, the settlement, and their own share due and balance. They cannot change anything.

No. Reading needs no account. Your phone, as the bookkeeper, must be signed into iCloud to share.

Only someone with the code. The purse is sealed with a key made from the code before it leaves your phone, and nobody without the code can read it, including us.

Your phone has no signal, or iCloud has not answered yet. Every change is saved on your phone first and sent when there is signal: on the next change, when you open the app, and every minute while it is open. Try now sends it at once.

Switch sharing off on the Share screen. The purse and its receipt photos are taken down, and the code no longer opens anything. New code takes down the old code and shares under a new one.

Tap Export. Share the statement makes a PDF with the settlement, spending by category and the full ledger. Share the spreadsheet makes a CSV for your books. Share the backup saves the whole purse as a file. Each goes to the share sheet.

On the Purses screen, swipe the purse to the left and tap Delete. The app asks first. The ledger and receipt photos go with it, and if the purse is shared it is taken down. It cannot be undone.

Yes. In landscape the purse, the budget and the settlement show in two panes. In portrait, and on the phone, everything is one column with a summary pinned at the top.